In these days of austerity plus relative stress and anxiety about taking on debt, some people balk resistant to the idea of utilizing a credit card to make acquisition of merchandise and also pay for a holiday, preferring, instead just to rely on the tried and also trusted approach to making payment - raw cash. However, in case you have the cash available to make the purchase in whole, then, paradoxically, that's the best time just to be able to use the credit card for several reasons.